To qualify for On-Lending, applicants may apply either as individuals, corporate entities, or groups, associations or cooperatives – requiring the facility for a joint or common purpose. Applicants with an ongoing economic activity/venture or project shall have an added advantage in securing a small loan from MASLOC.

The full range of eligibility criteria is available at any of our regional offices, or at the Head Office in Accra. In all cases however, applicants shall be of sound mind and between the ages of eighteen (18) and sixty-five (65) years.


• Applicant must be between 18 and 65 years and of sound mind;

• Must have an ongoing business venture or project;

• Must have sound knowledge and considerable experience in the business venture or project;

• Start-up projects or business must be viable and capable of generating employment.


Success Stories

We’ve made a life
that will change you

The objective of MASLOC is to provide, manage and regulate on fiduciary basis, approved funds for microfinance and small scale credit schemes and programmes and also serve as the apex body of the microfinance sub sector. For the purposes of the objective stated above, MASLOC shall :

Engage directly or indirectly in microcredit and small loans business.
Promote and enhance the development of a decentralized microfinancial system.

Read More