:: Small Loans

In the case of the small or individual loan scheme, an individual can access a minimum loan of GHC1,000 and a maximum of GHC10,000. Under this scheme, the loan beneficiary must provide an acceptable security, in addition to a personal guarantor who must be in a position to redeem the loan in case of default.

All MASLOC loans are for a short period not exceeding 12 (twelve) months within which they have to be re-paid with interest. Thus, economic activities of long gestation periods are not supported.


Application requirement

Application Letter

2 Passport pictures

Photocopy of any National ID card

Business registration Document

Investment plan as to how the loan will be utilize on the business (Cost, Expenses etc.) With Proforma Invoices

Management Account with Two (2) years financial statement

Document of land ownership or rented agreement document

Resolution letter from Board of Directors



Requirement for Guarantor:

Three (3) guarantors

One (1) passport picture and photocopy of national ID

6 months bank statement or three (3) months’ pay slip



  • "We are committed to growing and developing small and micro businesses through the provision of sustainable microfinance, small loans and business services to Ghanaian entrepreneurs."

  • "MASLOC provides micro and small loans for start-ups and small businesses with fast, easy and accessible microcredit and small loans to grow and expand their businesses as well as to enhance job and wealth creation."

  • "The objective of MASLOC is to provide, manage and regulate on fiduciary basis, approved funds for microfinance and small scale credit schemes and programmers and also serve as the apex body of the microfinance sub sector. "