About Us

:: Management

MASLOC has departmental heads responsible for carrying out strategic direction. The departments consists of the following:

Head of ICT

Head of Finance

Head of Legal



Mr. Justice Larbi-Akor Head of ICT

He is an Information Systems / Information & Communications Technology Specialist by profession. His ambition is to build a fulfilling career in Information and Communication Technology in a competitive work environment with the objective of personal development, institutional growth and socio-economic development of the country in which he works.


He undertook a degree program in Computer Science at Kwame Nkrumah University of Science and Technology, and graduated in 1986 with BSc (Hons) Computer Science. He then proceeded to Germany for an advanced training program in Electronic Data Processing from 1993 to 1994 and also holds an Executive MBA in Information Technology from Paris Graduate School of Management, France in 2009.


He started his career as a Computer Programmer with the Internal Revenue Service (currently Ghana Revenue Authority) from 1988 to 2003. He then moved to Unique Insurance Company Ltd. Ghana, as the IT Manager, from 2004 to 2009 and is currently with the Microfinance and Small Loans Centre (Office of the President of Ghana) as the Head of ICT.

He is a Christian and a member of Legon Interdenominational Church, University of Ghana, Legon Campus Accra. He served as Secretary to the Council of Elders in 2008 to 2010 and Deputy Presiding Elder from 2015 to 2017. He is married to Mrs. Jackie Larbi-Akor (Nee Smith-Asante) and blessed with two gentlemen and a lady.





Mr. Francis Bandoh - Head of Finance

Mr. Francis Bandoh is the Head of Finance and is a qualified Chartered Management Accountant with the Chartered Institute of Management Accountant (CIM) - UK


He is also an Associate Member of the Chartered Institute of Management Accountant (ACMA). He holds an IFRS certificate with the Associate of Chartered Certified Accountants (ACCA - UK) and also a Student Member of the Ghana Institute of Taxation. Mr. Bandoh brings to bear 17 years of experience spanning from Consultanting, Fast Moving Consumer Goods (FMCG), Telecommunications and Manufacturing Companies.


Mr. Bandoh has held various positions in his 17 years of working. These include the following: Senior Consultant at Trust Consult, Finance Manager at Parry & Company Limited, Assistant Accounts Manager at Tigo Ghana Limited and Senior Accounts with Parry & Company Limited.

Mr. Carlos De-Souza - Head of Legal

Mr. Carlos de-Souza holds BA (Hons), LLB, and BL and is an experience Legal Practitioner with years of experience gained in litigation, corporate and commercial practice.

He is well versed in government business and policies and has advised several local and international companies on various aspects of Ghanaian law.

He is the Managing Partner of De Souza Law Consult, an Accra based law firm and is currently the Head of Legal and Board Secretary at the Microfinance and Small Loans Centre (MASLOC), and also a member of the National Board for Small Scale Industries (NBSSI) Board and the Domestic Board (DVB).

Finally, he is also a member of the Ghana Bar Association (GBA).


  • "We are committed to growing and developing small and micro businesses through the provision of sustainable microfinance, small loans and business services to Ghanaian entrepreneurs."

  • "MASLOC provides micro and small loans for start-ups and small businesses with fast, easy and accessible microcredit and small loans to grow and expand their businesses as well as to enhance job and wealth creation."

  • "The objective of MASLOC is to provide, manage and regulate on fiduciary basis, approved funds for microfinance and small scale credit schemes and programmers and also serve as the apex body of the microfinance sub sector. "