:: On-Lending Loans

Wholesale Lending to Microfinance Institutions (MFIs), Ministries, Departments and Agencies (MDAs) and Rural Banks for on-lending to the productive poor.

With this scheme, MASLOC grants loans to Microfinance Institutions (MFIs), Departments and Agencies (MDAs) and rural Banks for on-lending to small and micro businesses.

All MASLOC loans are for a short period not exceeding 12 (twelve) months within which they have to be re-paid with interest. Thus, economic activities of long gestation periods are not supported.
Application requirement includes:
Application Letter
2 Passport pictures
Photocopy of any National ID card
Company and Management Profile
All business registration Document
12 months bank statement of business
Investment plan as to how the loan will be utilize on the business (Cost, Expenses etc.)
Financial Statement (2 years)
List of Assets
Document of land ownership or rented agreement document

Copy of operational Manual


Requirement for Guarantor:
Five (5) guarantor (Where applicable)
One (1) passport picture and photocopy of national ID each
6 months bank statement or three (3) months’ pay slip


  • "We are committed to growing and developing small and micro businesses through the provision of sustainable microfinance, small loans and business services to Ghanaian entrepreneurs."

  • "MASLOC provides micro and small loans for start-ups and small businesses with fast, easy and accessible microcredit and small loans to grow and expand their businesses as well as to enhance job and wealth creation."

  • "The objective of MASLOC is to provide, manage and regulate on fiduciary basis, approved funds for microfinance and small scale credit schemes and programmers and also serve as the apex body of the microfinance sub sector. "